Let’s review each of these. First, common sense: you would be surprised how many vehicles are stolen from Orange CA where the keys were left in the ignition with the doors unlocked. Always take your keys, and lock the doors. In fact, in some places it’s against the law to leave a vehicle unattended with the keys in the ignition.
And don’t leave spare keys in the car or hide them outside – because a thief will find them. Try to park in well-lit areas that have a lot of foot traffic. If possible, park near the end of a row and near a light. Back your car into a parking space or your driveway to make your car more visible to passersby and harder for a thief to work under the hood without being seen.
Remember to roll up your windows completely and avoid leaving your car in public lots for a long time. If you park in a lot that has an attendant, only give them the ignition key.
Keep valuables out of sight: purses, wallets, cell phones, clothes and even change are attractive “smash-and-grab” targets. And pay to have your Vehicle Identification Number, or VIN, etched into your windows – it makes your car less attractive to a thief who wants to send your car to a chop shop.
There are lots of visible and audible devices available. A steering wheel lock is highly visible and will deter some thieves. Loud alarms can alert you and others that your vehicle is being tampered with. But if your alarm does go off, be careful. Observe what’s going on; get descriptions of suspicious people and vehicles, including license plate numbers.
Now, if you catch a thief in the act, call 911 but don’t approach the person. Your safety is more important than the car.
And here’s a great one – immobilizing devices. They actually shut off your car’s electrical or fuel supply. So without a key, or knowing where the hidden switch is located, a thief can’t drive your car away.
Finally, you can also get a tracking device that allows police to track your car down and recover it quickly.
Remember, where you live, work and drive around Orange CA has a great impact on your decisions. If you’re in an area with high theft rates, you may want to spend more money on security systems. And check with your Orange CA auto insurance company to see if they offer discounts for adding any of these items.
Of course, the common sense suggestions from Greg’s Orange Auto Repair don’t cost anything and go a long way toward keeping your car safe from thieves. Take a look at the attached video auto tip from AutoNetTV.
Come see us for practical advice on keeping your sedan safe. Greg’s Orange Auto Repair 921 N Parker St., Orange, CA 92887 Call us at 714.633.8219
Lease? Or buy? It’s always a tough question for residents in the Chino area. But here are a few ideas that’ll make the choice more clear.
Either option gives you a choice of how you might finance your car. If you buy, you’ll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge.
If you lease, you’re financing the portion of the cost of the car that’s used up during the term of the lease. When the lease is up, you return the car to your local Chino area dealership. You’ll pay some money upfront; fees, security deposit, first month’s payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge.
So how do you decide?
First, how big a down payment can you make? A lease would require a smaller down.
How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.
A lease needs you to have better credit, so that’s a factor.
How long will you keep the car? If you tend to keep your cars around for a while, buying is cheaper. But just two or three years? Then leasing is the way to go.
If your car might suffer a ding or two, like, say a work truck would, then buying’s better. The leasing company will want their merchandise back at the lease end in tip top shape, and if repairs are needed, you’ll pay.
How many miles do you drive in and around the Chino area? Important to consider because leases have a mileage limit, and if you go over, you pay a hefty charge per mile when the lease is up. So high mileage means a buy.
Will the car be used for business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.
Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing is always costs more.
Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment, rather than price. So sometimes leasers may pay on a higher purchase price than a buyer would.
Here is a tip: If a salesman asks if you’ll be leasing or buying, say you’re not sure yet. Make your best deal, then look at financing options.
Here’s another: With a buy or a lease, if you total the car, you’ll owe the full amount of the loan, or the balance of the lease payments, and usually, it’s less than the car’s fair market value – and that’s all your insurance company will pay. But ask your agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.
Remember, you have to return your leased vehicle in excellent condition, and may need to do all manufacturer’s recommended service and maintenance, or face penalties. So see your local Chino service center on a regular basis, get the required work done and save the service records. It’s well worth it.